Comprehensive Financial Planning | Wealth Advisory Lab CA

Individuals

Optimize

Affluent individuals face unique challenges. Our client centric approach to optimize wealth and support lifetime income is designed for growth and consistent with your current lifestyle.

Financial Architecture

Building and managing wealth in many ways is similar to designing a home. An experienced architect will gather data, develop insights, and share design details providing a roadmap for implementation. As financial fiduciaries, our strategies are custom-engineered to help build wealth and minimize risk – all while allowing you to maintain your existing lifestyle. We work closely with each client to provide a blueprint for life planning, based on precision, verifiable metrics and deep-rooted principles.

Discovery

In this initial phase, we assess the alignment between your goals for yourself, your family, business, and charitable giving with planning behaviors. Identifying any gaps or opportunities.

Strategy

An overall approach is shared encompassing, your existing, wills, trusts, buy-sell agreements, insurance, and retirement plans. This approach readily identifies gaps or coordination limitations, so you are clear on the path forward.

Execution

Working with your existing advisors, typically CPA, Attorneys, Business Manager, and Investment and Insurance advisors, we coordinate the planning recommendations.
Ensuring at the end of the engagement, your vision is 100% coordinated with your planning.

Coordination

As comprehensive planning professionals, we have subject matter experts aligned with your plan to answer questions and provide insights. We can also coordinate the implementation of recommendations developed in your financial plan.

Lifestyle Design

Lifestyle financial planning considers an individual’s desires, strengths, needs, and goals to design an overall approach to meet those goals. We often refer to this type of planning with clients as “Make Work Optional” which allows us to address your current situation and what is needed to reach your desired future state.

Discover Smarter Alternatives

Our data-backed approach helps you prepare for making work optional at any age. How do you compare?

$200,000

The recommended savings for a 35-year-old with an annual income of $100,000.

$400,000

The recommended savings for a 45-year-old with an annual income of $100,000.

$690,000

The recommended savings for a 55-year-old with an annual income of $100,000.

$1,130,000

The recommended savings for a 65-year-old with an annual income of $100,000.

Source: Investor's Business Daily, 2018

Inflation and Your Portfolio

Even low inflation rates can pose a threat to investment returns.

Rebalancing Your Portfolio

Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.